The Kennedy Half Dollar is a commemorative coin for the late US President, and it has been hoarded by many since its release. Does the Kennedy Half Dollar really hold any value? With this 1995 Half Dollar Value Guide, we’ll explore the price range for this specific mint year.
1995 Half Dollar Value Summary
According to the data we’ve collected, here are the price ranges for the 1995 Half Dollar. It includes the lowest available grading to the highest uncirculated state.
| Mint Location | Mintage | Coin Series | Estimated Value
|
| Philadelphia | 26,496,000 | 1995 P 50C MS | $0.55 to $60.00 |
| Denver | 26,288,000 | 1995 D 50C MS | $0.55 to $1700.00 |
| San Francisco | 2,117,496 | 1995 S CLAD 50C PF | $1.15 to $30.00 |
| 1995 S CLAD 50C PF CA | $1.25 to $40.00 | ||
| 1995 S CLAD 50C PF UC | $1.50 to $60.00 | ||
| 1995 S SILVER 50C PF | $9.25 to $37.50 | ||
| 1995 S SILVER 50C PF CA | $9.50 to $55.00 | ||
| 1995 S SILVER 50C PF UC | $30.00 to $110.00 |
For the 1995 mint production, there were four types of coins produced: Regular P and D coins and the Clad and Silver Proof coins. Evident in its material, the 1995 Silver Ultra Cameo Proof coin has the most value out of all the categories, when it comes to the base value. It has a starting price of $30.
That said, the MS-68 D Half Dollar has the highest estimated price at $1,700 due to its rarity.
According to the current market, the melt value of a regular strike and clad proof coins for the 1995 half-dollar coin is approximately $0.1021. However, the silver proof provides a higher melt value at about $0.91 due to its bullion value.
1995 Half Dollar: Historical Background
With its debut in early 1964, just months after the tragic assassination, the Kennedy Half Dollar has been a beloved symbol of his legacy. Engraved by esteemed US Mint artist Gilroy Roberts, this design has remained an iconic symbol among Americans. In designing the portrait, Roberts drew inspiration from his sculptural piece created for the Presidential Series Medal dedicated to JFK.
The US Mint worked up this design at record-breaking speed by incorporating existing designs. Naturally, when it first hit the scene, the 1964 Kennedy Half Dollar was a hit in America as a collectible. Unfortunately, its popularity led to widespread hoarding due to its desirability and high silver content.
Out of this “hoarding frenzy” emerged a pivotal event for the currency system. Enter the Coinage Act of 1965, leading to a switch from silver to copper and nickel clad for future coins. However, this also affected the price of the 1995 coins, making it less desirable in melt value.
| 1955 Half Dollar Composition | ||||
| Coin Series | Silver Content | Copper Content | Nickel Content | Special Features |
| 1995 P & D Kennedy Half Dollar | 0 | ~90% | ~10% | Circulating coin |
| 1995 S Clad Proof Kennedy Half Dollar | 0 | ~90% | ~10% | Proof finish |
| 1995 S Silver Proof Kennedy Half Dollar | 90% | 10% | 0 | Proof finish, Silver content |
1995 Half Dollar Details
- Category: Kennedy Half Dollars
- Composition: Copper-Nickel Clad Copper
- Obverse Designer: Gilroy Roberts
- Reverse Designer: Frank Gasparro
- Weight: 34g
- Thickness:15 mm
- Diameter: 6mm
- Edge: Reeded
The obverse side of the coin featured the profile of one of the nation’s most revered leaders, John F. Kennedy. The word “LIBERTY” is curved above the bust, and the year of mintage is at the bottom.
Below the bust, one will find the words “IN GOD WE TRUST”. Additionally, a mintmark indicates the place of mintage–designated by either a D, S or P is present in the upper side of the mint year.
The reverse side features the iconic Presidential Seal with a subtle alteration. Surrounding the seal are the following:
- Five-pointed Stars
- Banner with the Motto “E PLURIBUS UNUM”
- Bundle of Arrows
- Olive Branch
- The designer’s initials “FG”
Each element represents important facets of our nation and its citizens. Inscribed on the upper side of the coin is the country’s name with the denomination on the bottom.
How Much is a 1995 Half Dollar?
Below is the estimated price for the 1995 Half Dollar as determined by our research.
| 1995 Regular Strike Half Dollar Value Chart | ||
| Grading | 1995 P Half Dollar | 1995 D Half Dollar |
| Good | $0.55 | $0.55 |
| Fine | $0.55 | $0.55 |
| Extremely Fine | $0.55 | $0.55 |
| AU 50 | $0.55 | $0.55 |
| AU 58 | $0.60 | $0.60 |
| MS 60 | $0.75 | $0.75 |
| MS 61 | $0.85 | $0.85 |
| MS 62 | $1.25 | $1.25 |
| MS 63 | $2 | $2 |
| MS 64 | $5 | $5 |
| MS 65 | $12.50 | $12.50 |
| MS 66 | $20 | $20 |
| MS 67 | $60 | $65 |
| MS 68 | / | $1,700 |
As you can notice, there is not much difference between the prices for the regular strike coins wherever they come from. However, there are D half dollars in an MS-68 grading, so it has a higher estimated price. Whether you possess a D or P Half Dollar, the condition is the determining factor in their worth rather than which mint they were produced at.
The 1995 Half Dollar coin has a pretty low base value. So, it’s not that surprising that your spare change of a regular strike 1995 half dollar will not be worth that much.
1995 P Half Dollar Value
The Philadelphia Mint produced the most coins for 1995, totaling 26,496,000. It included the rare “P” mint mark. However, does it affect the price of this half-dollar coin?
It has an estimated price of $0.55 in the Good to AU-50 grading. It’s almost the same price as its face value. Even with the start of the Uncirculated State, the price is still relatively low at $0.75. However, at the highest MS-67, this coin can go for about $60.
That said, some coins go above the estimated price. Take this 1995-P MS-68 50C that went up for $1,552.50 in September 2014.
Compare this to the price of the same type of coin with the same grading that goes up for sale in August 1997 with a price of $98.10. This data comparison shows that the high mint state goes up with time.
1995 D Half Dollar Value
The Denver Mint has also been productive, producing a total of 26,288,000 coins. Its mintage is not far off from that of Philadelphia’s, which is reflected in the similar value of their coins. It seems that the value of a typical 1995 half-dollar is at $0.55 to $1,700.
It is worth noting that the condition of a 1995 D half dollar greatly affects its value. In fact, the most exorbitantly priced one on record was a remarkable MS-68 and was purchased for a staggering $2,585.
Much like the 1995 P Half Dollar, there is a rise in the price as the times go by. For example, take the aforementioned more than two-thousand-dollar coin it sold in August 2014.
Compare that to the same grade and coin series, which was sold by Teletrade Auctions for $103.55 in 1997. Just two years after the coin’s mintage!
So, it’s a fairly good idea to hold onto MS-68 1995 Half Dollar as they evidently go higher as time passes.
1995 S Clad Proof Half Dollar Value
These proof coins have a distinct shine due to being struck on polished planchets, setting them apart from the standard P and D Half Dollars. Intended for collectors, these 1995 S Half Dollars were mostly preserved in pristine condition.
However, their impeccable state does not guarantee higher prices. In fact, the 1965 S Half Dollar is typically less valuable than its counterparts of the same grade from the Philadelphia and Denver Mints.
The San Francisco Mint was entrusted with creating Proof coins, producing a total of 2,117,496. Which, they made two types of silver coins: clad and silver.
| 1995 Half Dollar PF Clad Grading and Value | |||
| Grading | Proof (PF) | PF Cameo (CA) | PF Ultra Cameo (UC) |
| MS PF 60 | $1.15 | $1.25 | $1.50 |
| MS PF 61 | $1.50 | $1.75 | $2 |
| MS PF 62 | $2 | $2.25 | $2.50 |
| MS PF 63 | $2.50 | $2.75 | $3 |
| MS PF 64 | $3 | $3.50 | $4 |
| MS PF 65 | $4 | $5 | $7.50 |
| MS PF 66 | $6.50 | $7.50 | $10 |
| MS PF 67 | $9 | $10 | $15 |
| MS PF 68 | $12.50 | $15 | $20 |
| MS PF 69 | $22.50 | $25 | $27.50 |
| MS PF 70 | $30 | $40 | $60 |
Let’s get into the first proof coin, the 1995 Cald Proof Half Dollar. Evident in its name, these coins are made with 75% Copper and 25% Nickel. But how would the materials affect its value?
Well, silver coins are mostly more sought after than clad coins. Also, the former provides more luster and shine than lesser metals.
Along with that is the lower melt value of the latter. So, it’s not surprising that the clad coin has a lower overall estimated price.
For the Proof coin, it can go from $1.15 to $30. Meanwhile, the Proof Cameo is not that far ahead, with $1.25 to $40. This price is despite the Cameo having more quality strikes than the standard-proof coin.
The highest in the lot, the Ultra Cameo, has a price point of $1.50 to $60. Although the lower uncirculated state is almost in the same price range, the Ultra Cameo becomes much higher in the MS PF-70.
1995 S Silver Proof Half Dollar Value
The second type of proof coin for this series, the 1995 S Silver Proof Half Dollar, provides a higher value. However, if you refer to the table below, the increase is not that significant in the lower grades. This is despite the San Francisco Mint produced it at a lower amount than the clad ones with a total of 679,985.
| 1995 Half Dollar Silver PF Grading and Value | |||
| Grading | Proof (PF) | PF Cameo (CA) | PF Ultra Cameo (UC) |
| MS PF 60 | $9.25 | $9.50 | / |
| MS PF 61 | $10 | $10.50 | / |
| MS PF 62 | $11 | $12 | / |
| MS PF 63 | $12 | $13 | $30 |
| MS PF 64 | $13 | $14 | $32 |
| MS PF 65 | $14 | $15 | $34 |
| MS PF 66 | $15 | $17.50 | $36 |
| MS PF 67 | $17.50 | $20 | $38 |
| MS PF 68 | $20 | $22.50 | $42 |
| MS PF 69 | $25 | $30 | $55 |
| MS PF 70 | $37.50 | $55 | $110 |
While there are a fair number of proof sets for the current year, only a limited portion qualifies as “Ultra Cameo Proofs.” Out of these, the NGC Census reports that only 2,188 coins are currently available. As a result, these proofs carry a higher price range of $30 to $110.
The highest the silver proof coins are sold for is $171.60. The title belongs to a PF70 Kennedy Half Dollar. It was sold by Great Collection in 2014.
1995 Half Dollar Error Coins
Now that we got into the value for the standard 1995 Half Dollar let’s get into the error coins. This coin does not have a sought-after or unique error. Most of the ones listed below are fairly standard; however, they are still high in value.
1. 1995 P Kennedy Half Dollar Reverse Strike-Through: Selling for $975.24
Strike-through coin error is a mistake wherein foreign substances interfere with the precise imprinting of the die and planchet. The result is unique markings such as dents and fissures on the coin’s surface.
With this particular error coin, the striking error is not that hard to miss. The left wing and the fine details of the seal are mostly indistinguishable.
2. 1995 P Kennedy Half Dollar Debris Strike-Through: Selling for $149.95
Another strike-through error, this coin shows a sign of debris when struck. It’s greatly evident in the lower right side of the coin, messing up the letters S and T in the word Trust.
3. 1995-P Kennedy Half Dollar Obverse & Reverse Die Clash: Selling for $39.95
When the obverse and reverse die, join without a blank coin in between, an error known as a die clash occurs. This results in design elements from one die appearing on the other, which can be seen on the obverse side of this coin.
4. 1995 D Kennedy Half Dollar Clip Error: Selling for $49.99
Errors in coin production occur when a planchet is struck in a way that leaves behind a portion of the original metal sheet, also known as a “clip.” This can happen during the initial punching process ─resulting in coins with clipped edges.
In Summary
Most of the 1995 Half Dollar does not offer much higher than the face value. Being minted not too long ago, it does not have accumulated value yet. That said, it’s worth noting that you should aim for error or mint state coins if you want them to have any significant price tag.
Jenson is a professional numismatist, a dedicated coin collector, a graduate of the College of Business at Oregon State, a life member of the American Numismatic Association (ANA), and an overall coin nerd. He is the founder of Coin Value List.